Workers’ Compensation and Third-Party Liability Lawsuits


Third party car crash.When you are injured on the job your employer must provide compensation for your medical bills and a portion of lost wages through their workers’ compensation insurance. Generally, you are not permitted to sue your employer when an injury is sustained on the job, but if you have been injured due to a defective product such as a malfunctioning piece of equipment, you may be able to bring a products liability lawsuit against the manufacturer of that product.

The skilled personal injury attorneys at Gold, Albanese, Barletti & Locascio, LLC have handled hundreds of product liability cases and can help you recover compensation for your pain and suffering, emotional distress and more.

What is Third Party Liability?

Third party liability occurs when you’re injured by someone or something for which your employer is not responsible. A few examples of third-party products liability include:

  • Defective products. If a tool, machinery or other equipment is defective due to faulty manufacturing and you become injured because of this defect, the manufacturer may be liable for your injuries.
  • Toxic substances. If a substance made by a third-party company is toxic and does not contain proper warnings, workers can become injured or develop occupational diseases.

There are additional scenarios in which third-party liability comes in to play, such as:

  • Injuries sustained while driving a company vehicle. If another person is at fault for causing the wreck he or she is a liable third-party. If the accident was due to a faulty car part, you may be able to hold the manufacturer liable.
  • Trip or slip and fall on different premises. For example, if you are delivering a package while on the clock and trip on a loose rug, the business or property owner may be held liable for your injuries in a third-party liability lawsuit.

Damages In A Third-Party Liability Claim

In a third-party products liability lawsuit, you may be able to recover compensation for damages that are not covered by workers’ comp, including:

  • Pain and suffering
  • Future lost wages
  • Disability or disfigurement
  • Loss of companionship or consortium
  • Wrongful death
  • Other non-economic damages

Contact Our Experienced Personal Injury Attorneys in New Jersey

At Gold, Albanese, Barletti & Locascio, LLC, our skilled legal team will assess your case and determine the best course of action to recover just compensation for your injuries. Contact us online or call 732-936-9901 for a free initial consultation.

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