Being injured in an auto accident while driving for work can be a traumatic and harrowing experience. In addition to dealing with the physical and mental repercussions of the accident, you may have questions about how your medical expenses are going to be paid.
New Jersey is a no-fault state, which means that regardless of who caused an accident, injured victims’ medical expenses, lost wages and other expenses are typically paid by their own Personal Injury Protection (PIP) insurance. However, if you have been injured in an auto accident while working, New Jersey PIP law does not apply: Your employer’s Workers’ Compensation insurance company would be responsible for your medical bills and other expenses if you were driving or riding in a vehicle for purposes related to work.
Workers’ Compensation should be used if:
- Drivers are making deliveries for their employer
- Bike messengers are making deliveries for their employer
- Drivers are running errands for their company (making a deposit at the bank, etc.)
- Shuttle bus drivers are driving hotel guests or other customers
- Employees are driving to or from an employer-mandated training or conference
In all of the above situations, Workers’ Compensation would pay for your medical bills and expenses because the auto accidents happened while you were working.
If you have been injured in a work-related motor vehicle accident, it is essential to inform your supervisor immediately and get the names of medical providers with whom you can seek treatment. It is vital to keep in mind, as an injured worker, that you must go to authorized medical providers approved by your employer’s Workers’ Compensation insurer.
Our Workers’ Compensation Attorneys in Morristown, NJ Can Help
If you have been involved in a car accident while driving for work, you may feel overwhelmed and confused about how to file a workers’ comp claim for your medical bills and other expenses. Our Workers’ Compensation attorneys in Morristown, NJ, have handled thousands of workers’ comp claims involving many different types of injuries and situations.
If an accident was caused due to another driver’s negligence, we can assess your case and determine the best course of action to ensure you receive the compensation you deserve. If you have been injured in an accident, contact Gold, Albanese, Barletti & Locascio LLC at 732-936-9901 to schedule a free consultation today.