Getting into a car accident can cause someone a lot of stress both in the short and long term. Finding out that the driver who caused the accident is uninsured could lead you to wonder who is going to pay for the consequences of the accident.
If you have been involved in a car accident with an uninsured driver, you may be able to file a lawsuit for your personal injuries in NJ. An uninsured driver can be legally responsible for paying out of pocket for your pain and suffering, and any medical bills caused by the accident.
Hit By an Uninsured Driver? Here’s What to Do
Following the accident, gather as much information as possible, by taking photos and videos of the scene. If there are any witnesses ask them if you can record a video of them stating what happened. If the other driver has fled the scene, try to record as much as you can that could help the police find the vehicle. Any parts of the license plate, make or model, color, style, and any type of description of the driver could help.
It might be in your best interest to hire a personal injury attorney as well since situations like this can become a little confusing. You are going to want a knowledgeable and experienced attorney by your side throughout the process.
Paying Medical Bills When Hit By An Uninsured Driver
Your health should always be the number one priority following a car accident. With the high prices of medical care, it can be stressful when thinking about how those bills are to be paid for. If your injuries are more severe, you could be looking at tens of thousands of dollars or more.
New Jersey is a no-fault state, which means that each person injured in a car accident has to go through their insurance to get the medical bills paid. The good thing about no-fault states is that you don’t have to rely on the driver who caused the car accident to have enough coverage to pay for your medical bills. Your own insurance company would be able to cover the bills.
Personal Injury Protection (PIP)
Personal injury protection or PIP is what covers your medical bills, regardless of whether or not the driver that was at fault had insurance. PIP covers the medical expenses for both injured drivers and passengers, even if they don’t have health insurance. You must pay a deductible when PIP pays for your medical bills, which is a certain amount of money that you are required to pay before your insurer starts paying as well.
Contact Gold, Albanese, Barletti & Locascio, LLC
If you have been injured in a car accident by an uninsured driver, and are wondering how you will receive compensation for your injuries, contact us today. Since 1997, the personal injury attorneys of Gold, Albanese, Barletti & Locascio have established a legacy of justice for clients. We will work tirelessly to get maximum compensation for your injuries.