Insurance companies are in the business of making money, and will try to compensate you for the least amount possible. Injuries sustained in accidents such as motor vehicle crashes often do not manifest themselves until days or weeks later; and can leave you stuck with costly medical bills down the road.
Whether you are dealing with your own insurance company or the insurer of the negligent party, it is vital to seek the counsel of an experienced personal injury accident lawyer. Do not accept a settlement or sign anything without first speaking to a qualified attorney who will protect your rights.